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5) Start your direct deposit or allotment based upon your spending limit. Your contributions must begin a minimum of 30 days ahead of your trip if it is a vacation that consist of a hotel or resort stay and 60 days if airline tickets or a cruise ship are involved. Please note that airline tickets must be booked in conjunction with hotel accommodations and cannot be sold separately. (View our terms & conditions, click here)6) Enjoy your vacation with the convenience of paying for it over 12 months’ time.