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Welcome USDA/ESRA

Welcome USDA/ESRA

Not a Time Share - Not A Voucher Program - Not A Membership Requiring Fees

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Government Employees Are Pre-Approved

Program Overview:

Vacationwiser makes travel affordable. Cruises, family vacations, weekend getaways or adventure trips of a lifetime.


Vacationwiser offers a variety of travel options.

12 Months Interest Free Financing

We want to say YES...and often do when others don't.

Payment Plan Vacations

 We make it easy for you (and your family) to pick a Payment Plan Vacation that fits your budget, and pay for it later. Our Travel Now Pay Later Credit programs are designed to give people who don't have the cash or credit card limits to Finance a Vacation now, and take your Pay Later Vacation on Credit using customized Vacation Financing payment plans over a 12-month period.

Daniel Ortiz

Booked a vacation through Vacationwiser earlier this year to Florida and my wife and I had such a great time. The process was so easy and Veronica was so helpful with the process. Book now and pay lat..

Daniel Ortiz
Rita P.

I took advantage of one of your vacation packages in August. My husband and I went to Daytona Beach for the week and we had an absolute ball. We stayed in the nicest hotel on the beach with a beach fr..

Rita P.
Earl P.

OMG!!! We had such a great time! What a Dad and Daughter trip of a lifetime!!! Ready to start planning a Kauai adventure for me and my gal Tina for next April...

Earl P.
D. White

Thanks for all the effort you put in for making my vacation a wonderful experience. Thank you so much for all you’ve done. My family and I had a wonderful time...

D. White
Chevon F.

Hello. I want to say thank you because my trip turned out just great. Other than being extremely sleepy on Thanksgiving day to see my honey, I had a great time and gained a new FIANCE...Yes, I am now ..

Chevon F.
W. Rumph

Thanks to LutherSales Vacationwiser my husband and I were able to take an enjoyable vacation to Hilton Head Island for 5 days and 4 nights at the Hilton Omni Inn Suites, which was a lovely and enjoyab..

W. Rumph

Vacations On Credit

Choosing a vacation can be challenging. Being able to obtain a Vacation on Credit is not always easy. We help you achieve your Pay Later Vacation Financing. We also provide options for Book Now Pay Later Cruises on Credit. Whether you are seeking a Cruise Now Pay Later Vacation or a visit to an island or amusement park with your family, we have the Vacation Financing Credit Plans you need. We want to say YES… Complete the 3-Minute Application and begin your exciting journey